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Product
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PHP-IS

Payment History Profile Intelligence System

A modern application designed to simplify payment history analysis and support more efficient dispute investigations.

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The Problem

Payment histories are hard to read at a glance.

A 24-character Metro 2 payment history string packs two years of account behavior into a format built for machines, not people. Investigators end up counting characters by hand to spot a pattern of delinquency.

PHP-IS transforms that string into a visual, color-coded 24-month calendar — so a pattern that used to take minutes to trace becomes visible in seconds.

  • Visual 24-month calendar, color-coded by payment status
  • Manual cell correction — click any month to fix a code
  • Copy the corrected string directly back into your Metro 2 file
  • All standard Metro 2 payment codes supported, including B, D, G, J, K, L
  • Runs entirely in your browser — no data leaves your machine
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See It Yourself

Try PHP-IS with a live sample account.

The tool below is the real application — the same logic that powers the live product, running in your browser right now.

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