Metro 2 Intelligence System
Validates your Metro 2 file against the CDIA Credit Reporting Resource Guide specification — field by field — before it ever becomes a dispute.
A Metro 2 file can pass bureau intake and still contain field-level errors, missing required values, and cross-field conflicts — the exact issues that turn into consumer disputes months later.
M2IS is designed to catch those issues before submission, not after a dispute forces the question.
5 records checked · 2 passed · 3 with issues
Account Status "13" requires a valid Payment Rating. Current value is blank.
Charge-off account should report zero Amount Past Due.
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